“Bringing Financial Services to the People of
Jamaica
”
ALL THE LOAN SERVICES YOU NEED UNDER ONE ROOF
ACCESS CASH
Dubbed “Cash in a Flash”,
this service is same day and boosts
the quickest turn-around time for matters that need urgent monetary attention. Applicants
can access up to $60,000* with a repayment period ranging from one month to six
months. No Guarantor required. (* based on category of worker)
Requirements
APPLICANT
-
Last two (2)
pay slips
-
Work I.D.
-
Taxpayer Registration
Number (TRN)
-
Valid Identification
e.g. Driver’s Licence, Voters I.D. and Passport.
-
One (1) Passport
size picture.
Access Payday
This service is
same day and offers the customer an advance until the next payday. Customer(s)
can access up to 60% of his/her net pay. Applicant must be paid monthly and must
be employed for at least six (6) months. Loan must be completely repaid at the next
pay day through salary deductions. No Guarantor required.
Requirements
APPLICANT
-
Job Letter
-
Two (2) Passport
size pictures
-
Two (2) last
pay slips
-
Proof of address.
-
Taxpayer Registration
Number (TRN)
-
Valid Identification
e.g. Driver’s Licence, Voters I.D. and Passport
Payroll
Express
This service is
same day and offers the customers loan amounts ranging from $5,000 to $350,000.
Applicants must be employed for at least 1 year. Loan repayment period ranges from
three (3) months to Two (2) years.
Requirements
APPLICANT
-
Job Letter
-
Two (2) Passport
size pictures
-
Two (2) last
pay slips
-
Taxpayer Registration
Number (TRN)
-
Valid Identification
e.g. Driver’s Licence, Voters I.D. and Passport
-
GUARANTOR
(Guarantor should be working
with an Access approved company)
GUARANTOR
-
1 Passport size picture
-
Last pay slip
-
Taxpayer Registration
Number (TRN)
-
Valid Identification e.g.
Driver’s Licence, Voters I.D. and Passport
Access H.P.
Access Hire Purchase (Access
H.P.) provides the customer with supplemental purchasing power. Customers opting
to use this service can purchase household items from a list of participation retailers.
This service has a loan range from $20,000 to $350,000. Successful applicants must
make the first month payment before disbursement of cheque.
Requirements
APPLICANT
-
Two (2) Passport
size pictures
-
Taxpayer Registration
Number (TRN)
-
Valid Identification
e.g. Driver’s Licence, Voters I.D. and Passport
-
Job Letter
-
Proof of address
-
Proof of Income
e.g. last 2 pay slips or 2 months bank statements
-
PRO-FORMA Invoice
from participating retailer
MICROBIZ
MicroBiz the
company’s business loan service is available to individuals who operate small and
micro businesses and may be used for working capital support or to facilitate the
purchase of fixed assets. Loan sizes range from a minimum of $5,000 to a maximum
of $350,000. MicroBiz loans are used by micro entrepreneurs involved in agriculture,
manufacturing, trading, and service sectors.
Requirements
APPLICANT
-
Two (2) Passport
size pictures
-
Taxpayer Registration
Number (TRN)
-
Valid Identification
e.g. Driver’s Licence, Voters I.D. and Passport
-
Two (2) Character
Reference Letters
-
Utility Bills
-
Completed application
form.
MEGABIZ
Megabiz the company’s business
loan service is available to small and medium enterprises that are involved in light
manufacturing, production of business services, agriculture, agro processing and
production of craft items. Loans may
be considered for new enterprises provided that a solid business plan is presented
and approved by the credit committee. Megabiz loans range in size from J$350,000
to J$3,000,000.00
Requirements
-
Two (2) recent passport
size photographs
-
TRN for borrower
-
TRN for business
-
Business Tax Compliance
Certificate
-
Business Plan with 3 years
projections
-
Business Registration Documents
-
2 Character Reference letters
-
Copies of 6 months Utility
Bills for business and residence
-
Audited Financial Statements
or Proof of business income and expenditure
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